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Agentic AI and the Future of Fintech and Banking

Agentic AI

AI is rapidly evolving beyond chatbots and copilots into autonomous digital agents capable of proactive decision-making and task execution without explicit human instructions. Agentic AI marks the third wave of AI progression, following Gen AI. Acting as autonomous agents, these advanced AI models will significantly impact business operations, automation, and workforce dynamics. Banks and Fintechs that adopt AI-driven compliance frameworks will streamline regulatory adherence and mitigate risks effectively.

Key Takeaways

  • AI is on the verge of an innovation super cycle, where increasingly powerful models accelerate the development of disruptive applications, leading to further advancements.
  • Agentic AI is emerging as a prominent topic in financial services, though widespread implementation is yet to be seen.
  • Fintechs and banks can create self-learning AI agents that tailor services to individual financial behaviors.
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Related Tags

Agentic AIAI - Artificial IntelligenceBankingBanking ServicesFinanceFintech Services

About SG Analytics

SG Analytics (SGA) is a leading global data and AI consulting firm delivering solutions across AI, Data, Technology, and Research. With deep expertise in BFSI, Capital Markets, TMT (Technology, Media & Telecom), and other emerging industries, SGA empowers clients with Ins(AI)ghts for Business Success through data-driven transformation.


A Great Place to Work® certified company, SGA has a team of over 1,600 professionals across the U.S.A, U.K, Switzerland, Poland, and India. Recognized by Gartner, Everest Group, ISG, and featured in the Deloitte Technology Fast 50 India 2024 and Financial Times & Statista APAC 2025 High Growth Companies, SGA delivers lasting impact at the intersection of data and innovation.

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