Institutional Crypto Compliance Operations – Built for MiCA, VARA, Proven in Financial Crime Compliance
In an environment where cryptocurrency risk is under constant regulatory and enforcement scrutiny, SG Analytics (SGA) operates as an extension of your Financial Crime Compliance (FCC) function. We deliver institutional‑grade crypto compliance operations that combine deep domain expertise in FCC with advanced blockchain intelligence – designed to withstand regulatory examinations, enforcement actions, and cross‑border audits.
Our Suite of Crypto Compliance Solutions
Our Suite of Crypto Compliance Solutions
SGA delivers crypto compliance as an operating capability – not a collection of tools. Each service is designed to integrate directly into your control framework, ensuring compliance decisions are consistent, defensible, and aligned with regulator expectations.
KYC and KYB
We deliver regulator‑grade KYC and KYB designed for CASP authorization and ongoing supervisory scrutiny. Our teams manage end‑to‑end onboarding, combining biometric identity verification, corporate registry validation, beneficial ownership analysis, and Enhanced Due Diligence (EDD) triggers for high‑risk entities and jurisdictions.
Beyond verification, we own the risk decisioning process – ensuring onboarding outcomes are supported by documented rationale, escalation logic, and audit‑ready evidence. This allows institutions to balance growth imperatives with defensible risk acceptance, without compromising MiCA or FATF standards.
Transaction Monitoring (L1 & L2)
SGA operates a two‑tier monitoring model aligned with institutional FCC standards. At L1, we execute high‑velocity alert triage across on‑chain activity, applying behavioral risk typologies to rapidly clear noise. At L2, our investigators conduct forensic crypto tracing across wallets, bridges, and Layer‑2 protocols.
Our focus is not alert volume, but escalation quality. We identify complex typologies including chain‑hopping, peeling chains, and mixer interactions – providing investigators with clear attribution, contextual risk assessments, and defensible escalation decisions suitable for regulatory review.
High-Risk AML Investigations (L2)
We don’t just clear alerts; we uncover the illicit networks behind them. While traditional transaction monitoring often focuses on closing individual behavioral anomalies, our specialized Level-2 investigations team conducts evidentiary-grade deep dives into your highest-risk exposures. We trace complex fiat and digital-asset flows across jurisdictions, dismantle shell-company structures, and cut through blockchain obfuscation to identify true sources of funds. By combining advanced on-chain analytics, deep-web Open-Source Intelligence (OSINT), and cross-border transaction mapping, we attribute activity to counterparties and identify links to sanctioned entities and sophisticated fraud rings. We turn fragmented, multi-jurisdictional data into clear, regulator-ready narratives. Each investigation delivers actionable intelligence to support retain-or-exit decisions, strengthen SAR/STR filings, and enable effective collaboration with global law enforcement.
SAR and Regulatory Reporting (AML, CARF, DAC8)
SGA manages Suspicious Activity Reporting as an investigative outcome – not a box‑ticking exercise. Our teams convert complex on‑chain activity into structured, regulator‑grade narratives that clearly articulate suspicion, materiality, and risk exposure.
We support SAR/STR filings across jurisdictions and automate required disclosures under the Crypto-Asset Reporting Framework (CARF) and the Directive on Administrative Cooperation 8 (DAC8) framework, while maintaining investigator ownership of narrative quality. The result is consistent, defensible reporting that stands up to audits, examinations, and post‑filing scrutiny.
Our Suite of Crypto Compliance Solutions
Our Suite of Crypto Compliance Solutions
Our Suite of Crypto Compliance Solutions
Our Suite of Crypto Compliance Solutions
Our Suite of Crypto Compliance Solutions
The most pivotal milestone is July 1, 2026, which marks the end of the transition period for the European Union’s Markets in Crypto-Assets (MiCA) regulation. By this date, all entities providing crypto-asset services in the EU must have secured full CASP authorization; there is no longer a “grandfathering” grace period for non-compliant firms.
Under MiCA, services provided in a fully decentralized manner without any intermediary are generally exempt. However, this exemption is very narrow. In practice, if a protocol has identifiable controllers—such as admin keys, centralized governance (DAO) concentration, or an official web interface—it is likely classified as a regulated service provider. As of 2026, European regulators apply a “substance over form” test: if a human or legal entity exerts control over the protocol, MiCA compliance is mandatory.
Yes. Under MiCA Titles III and IV, stablecoins—categorized as Asset-Referenced Tokens (ARTs) or E-Money Tokens (EMTs)—face stricter liquidity, reserve management, and white-paper requirements. Our solutions help issuers automate the complex reporting and audit trails required to maintain these specific licenses.
To help banks manage the Basel III 1,250% risk weight, SGA provides the granular risk-data and forensic audits required to categorize assets under “Group 1” (lower risk) where possible. By ensuring absolute data veracity and compliance, we help financial institutions optimize their capital charges for digital asset custody.
SGA utilizes an orchestration layer that identifies the beneficiary VASP and ensures required PII is transmitted securely before transaction execution. For unhosted wallets, we apply an advanced risk-scoring engine that assesses the destination address’s history of illicit interaction to fulfill FATF Recommendation 16 obligations.
Our team excels in blockchain analytics and sophisticated “peeling chain” or “mixer” investigations. We integrate with top-tier tools like TRM Labs and Chainalysis to provide multi-layered monitoring that tracks assets as they move across Layer-2 protocols and cross-chain bridges in real-time.
Yes. Our surveillance models are designed to monitor on-chain liquidity pools and DEX activity for market integrity. We identify anomalies in smart contract interactions that signal potential exploits or liquidity drain risks, ensuring your DeFi integrations meet institutional safety standards.
SGA employs market abuse detection models that analyze trading patterns for self-matched trades and high-frequency circular flows common in wash trading. These models are specifically tuned to meet the Market Abuse Regulation (MAR) standards now mandated for crypto-assets in 2026.
Perpetual KYC (pKYC) is a shift from 1, 3, or 5-year reviews to real-time, event-driven monitoring of customer risk. By automating the data refresh process, SGA ensures your platform is always compliant, significantly reducing the “risk gaps” that occur between traditional periodic reviews.
Absolutely. SGA utilizes Explainable AI (XAI), providing “White Box” risk models that allow you to explain a “high-risk” flag to a regulator with specific data points and logic. This ensures every decision is backed by a defensible audit trail, meeting the transparency requirements of the EU AI Act.
Our institutional KYC process includes advanced multi-modal biometrics and liveness checks designed to detect synthetic media. By analyzing sub-dermal patterns and pixel-level inconsistencies in real-time, we ensure that the person being onboarded is a real, physical entity.